Mahila Samridhi Yojana (MSY) Gujarat Safai Karmchari New Yojana 2020

(1) Mahila Samridhi Yojana (MSY) Gujarat 

 Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters

Purpose

For small and petty trade/business and sundry income generating
activities.

Quantum of loan

• Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
• Balance 10% is to be provided by the Channelizing Agencies (CAs) in
• the form of loan, subsidy and from any other available sources of funds.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 1% p.a.
• From CAs to beneficiaries : 4% p.a.

Repayment period

Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

Mahila Samridhi Yojana

(2) Micro Credit Finance (MCF)

Elgibility

Safai Karamcharis, Scavengers and their dependants.

Purpose

For small and petty trade/business and sundry income generating
activities.

Quantum of loan

1. Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
2. For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
3. Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
4. Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 2% p.a.
• From CAs to beneficiaries : 5% p.a.

Repayment period

Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(3) MAHILA ADHIKARITA YOJANA (MAY)

Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.

Quantum of loan

1. Upto 90% of the unit cost with a maximum of Rs.75000.
2. Balance 10% is to be provided by the Channelizing Agencies
3. (CAs) in the form of loan, subsidy and from all other available
4. sources of funds.
5. Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 2% p.a.
• From CAs to beneficiaries : 5% p.a.

Repayment period

Upto 5 years after implementation period of 3 months and a moratorium of
6 months.

Online apply time period

Application Period from 15/06/2030 to 15/10/2050

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